Moving is expensive — and it almost always hits at the worst time. Lease transitions, closing costs, security deposits, first and last month’s rent: money is flying out in every direction at once. Adding a moving bill of several hundred to several thousand dollars on top of that is enough to push many families toward dangerous DIY options or disreputable cut-rate movers.

845 Move Now LLC, a trusted long distance moving company based in New Paltz, NY, built the Move Now Pay Later program specifically for this situation.

What Move Now Pay Later Offers

Instead of paying the full cost of your move upfront, Move Now Pay Later allows qualified customers to finance between $500 and $25,000 at 0% to 35.9% APR. The application process is designed to be accessible, and approval allows customers to book immediately and pay over time.

The $49 booking deposit — the only amount due at scheduling — is fully refundable up to 7 days before the move. That means there’s almost no financial risk to locking in a date while you sort out the rest of your budget.

Who Benefits Most

Move Now Pay Later is particularly valuable in a few common scenarios:

  • Families completing a long-distance move where costs are higher and timing pressure is real
  • First-time movers who are managing a security deposit and first/last rent simultaneously
  • People relocating for a new job who haven’t yet received their first paycheck
  • Anyone whose move falls between paycheck cycles

In each case, the ability to move now and pay over time removes the pressure to compromise on the quality of the mover — which is often when problems happen.

The Full Cost Picture Is Still Honest

One of the risks of any financing offer is that it can obscure the actual cost of a service. 845 Move Now’s pricing remains fully transparent regardless of payment method. The hourly rate for local moves covers truck, fuel, tolls, and mileage — no add-ons. Long-distance moves are flat-rate. There’s also a PriceMatch Guarantee: if a competitor offers a lower price, 845 Move Now matches or beats it.

Financing makes the total more manageable over time, but it doesn’t add hidden fees to the base service price.

What’s Included in Every Move

Every 845 Move Now booking comes with $200 in complimentary packing supplies and free TV and mattress protection. These aren’t upsells — they’re standard. Local moves are billed in 15-minute increments with no minimums, meaning you’re never charged for time that wasn’t used.

For long-distance moves, GPS-tracked trucks deliver within 1 to 3 business days. No broker handoffs. No warehouse delays. Your belongings move directly from your old home to your new one.

A Company That Was Built Around Accessibility

845 Move Now LLC was founded by Kate Freedman, the only woman-owned moving company operator in the Hudson Valley. Kate’s father launched Moving America in 1985, and her brother founded Your Hometown Mover in 2013. Across those companies, the family has served more than 8,000 Hudson Valley families over four decades.

Kate’s decision to build a financing option into the business wasn’t an afterthought — it was a response to a real barrier she saw preventing families from accessing professional moving services. Move Now Pay Later is one of the clearest expressions of what the company stands for: removing obstacles, not adding them.

How to Get Started

Booking is simple. Call (845) 668-3669 or visit 845movenow.com to get a quote. If financing fits your situation, ask about Move Now Pay Later during the booking process. Your $49 deposit holds the date — and if plans change, that deposit comes back to you as long as you cancel at least 7 days out.

Professional moving shouldn’t be a luxury reserved for those who happen to have the full cost available the week of their move. 845 Move Now built a program to make sure it isn’t.